banner



Home  ›  Banc De Binary Trading Hours

Banc De Binary Trading Hours

Written By Friday, June 10, 2022 Add Comment Edit
Banc De Binary
Type Private
Industry Binary options
Founded 2009

Key people

 Oren Shabat Laurent (CEO)[1]
Abraham 'Abe' Cofnas, Head Analyst

Banc De Binary was an Israeli financial house with a history of regulatory issues on three continents.[i] [2] On January 9, 2017, the company announced that information technology would be closing due to negative press coverage and its tarnished reputation. The firm besides surrendered its brokerage license with the Republic of cyprus Securities and Commutation Commission (CySEC) removing its ability to legally trade in the European Union. Its 2014 revenues were reported every bit $100 1000000.[3] [4] [5]

It sold binary options on assets including foreign exchange. Information technology was barred from accepting U.S. customers in Baronial 2013 after being charged with several offenses by the Commodity Futures Trading Commission (CFTC) and U.South. Securities and Exchange Commission (SEC) in a civil lawsuit.[6] [7] The company agreed to pay $11 million in restitution and fines to settle the suit.[8] [9] Information technology is besides banned from accepting customers in Canada, Australia, New Zealand, and Israel.[eight]

The visitor operated an online trading website through which customers could buy binary options, predicting whether the price of a certain article will go upwards or down in a specific fourth dimension catamenia, as short as 60 seconds.[10] [11] [12] Banc De Binary was an associate of SpotOption Substitution which sets the price of the option. The cost of the option was not a market price, but was set by SpotOption Commutation itself.[13]

The Wall Street Journal described information technology as "a website that allows people to bet on the price of gold, oil or stocks".[14]

Operations

The visitor allowed people to wager on changes in the price of various avails by using a pricing platform provided by an Israeli company, SpotOption, and customised past Banc De Binary. Customers did not own the nugget but instead predicted whether its price would rise or fall.[15] Banc De Binary'due south role was to create accounts for customers as a reseller of SpotOption's services. The company offered several kinds of options; customers could brand predictions of the price of over 200 global assets including commodities, stocks, indices, and currencies using several variations of the trading platform including archetype binary options,[sixteen] long term options, and 60 2nd options,[17] and pairs trading. Co-ordinate to an advertisement for Banc De Binary, its CEO Oren Shabat Laurent was a founder of SpotOption, the firm that set the option prices.[18]

In January 2017, Pick.fm, a make associated with Banc De Binary, was named by BuzzFeed equally the operator of a baroque scam known as the "Hawking lawmaking".[19] [20] The scam used a imitation news site, purporting to be a function of CNN, and a fake interview with Stephen Hawking. According to the fake news site, Hawking developed a trading algorithm which would in effect transfer wealth from the tiptop 0.1% of the world's wealthiest people to the other 99.ix%. The site led to a trading site operated by Option.fm, headquartered in the Caribbean, that guaranteed trading profits using binary options. A 2d announcer traced the scam to Banc De Binary, which did non respond to his inquiries. Hawking's office at Cambridge University denied any connection to the scam.[21] [twenty] [xix] Oren Shabat Laurent was named in a lawsuit as the CEO of Option.fm, merely he has denied information technology.[22]

History

Banc De Binary Ltd., based in Cyprus, along with ET Binary Options Ltd., BO Systems Ltd., and BDB Services Ltd., based in Israel and the Republic of Republic of seychelles, collectively conducted business internationally equally Banc De Binary. The organization was founded by Oren Shabat Laurent, a 31-year-old (equally of 2016) American and Israeli citizen who lives on the outskirts of Tel Aviv. Laurent owns 50% of Banc De Binary, and was too the sole owner or 50% shareholder of ET Binary Options Ltd., BO Systems, Ltd., and BDB Services, Ltd.[23] He claims to have graduated from New York University and be a real estate investor in Israel.[24]

  • In an interview the company'due south founder stated that the business firm was founded on January 15, 2009,[25] and that earlier, he had worked at "NAF Hedge Funds" and "Infinity Private Investment Funds", which he described as hedge funds in New York.[26] In an advertisement, the company also claims to have been founded in Republic of seychelles in 2008.[27]
  • In an interview, the company's founder also claimed that by June 2011 the company had around twenty,000 client accounts,[28] In a 2014 court case Banc De Binary claimed that it "is a minor visitor, with approximately 60 employees".[23]
  • An article in the Independent on Sunday described it as a "leading City trading firm", although it did non take an office in the City of London, and the address the company gave was a virtual office space with no physical presence.[29] [30]
  • On 7 January 2013, Banc De Binary was licensed equally an investment firm past the Cyprus Securities and Exchange Commission (CySEC).[31] [32] Investment firms regulated by CySEC must demonstrate to CySEC that their activities comply with the laws of whatsoever not-EU countries where they do business organization.[33] [34] According to the company, its operations "outside of the European Spousal relationship" are conducted past BDB Services Limited (formerly known equally BO Systems Express), which is incorporated in the Seychelles.[35]
  • The Financial Services Register maintained by the Uk's Financial Acquit Authority states that from 25 Feb 2013 the company "is authorised or registered by ... [CySEC] ... and may be discipline to limited regulation past the Financial Conduct Potency".[36] The company had like licences in Germany,[37] Italia, French republic,[38] and Spain.[39] In accordance with the European Markets in Financial Instruments Directive (MiFID), the company "passported" into about all member states of the EEA, even though clients based in other countries might receive nothing if the visitor collapsed.[ citation needed ]
  • In June 2014, an ad on a freelance employment website offered more $10,000 for "crisis management" of the BdB page on Wikipedia.[twoscore]
  • In 2016, CySEC fined the locally based visitor (Banc De Binary Ltd). CySEC stated that "The settlement reached with BdB, for the possible violations, is for the amount of €350,000. The Company has paid the amount of €350,000". Even so, the reputational damages and legal ramifications were significant for BdB'southward Cypriot based operations.[41] [42]

Closing

A company official announced on Jan 9, 2017 that the company would exist closing because of "consistently negative printing" coverage. "It's just non worth the tarnished reputation. I don't run into how we can continue operating under such scrutiny and public prototype," said the official.[3] [iv] [5] The business firm likewise surrendered its brokerage license with the Cyprus Securities and Exchange Commission (CySEC) on January 9, 2017, removing its ability to legally trade in the European Union. The firm remains under supervision by CySEC regarding previously incurred obligations and the formal endmost of the house.[43] [1] Reuters reported that the company'due south headquarters had been airtight, the company's name removed, and a "for hire" sign placed on the edifice.[v]

The Times of Israel reported that some industry insiders were skeptical that Banc De Binary was actually closing, but was rather relocating and changing its proper name. One client who is owed €170,000 ($180,000) due to an August judgement from the Cyprus Ombudsman was however awaiting payment as of January 11, 2017.[44] Banc De Binary's bank accounts are at Piraeus Bank Cyprus Express, Due west East Banking concern, Credit Suisse, Wirecard Bank AG and TBI BANK EAD according to the Australian Securities & Investments Commission.[44] [45]

Regulatory bug

SEC and CFTC enforcement deportment

On June six, 2013, Banc De Binary was charged by both the Commodity Futures Trading Committee and the Securities and Exchange Committee for alleged violations of U.South. financial regulations. The CFTC warned more generally of "fraudulent schemes involving binary options and their trading platforms".[10]

On July 30, 2013, the SEC obtained a preliminary injunction from U.Southward. District Court for the District of Nevada to foreclose and freeze whatever further trading with U.Southward. customers.[7] [46] Charges filed on August 7, 2013, stated that Banc De Binary "may be criminally liable under the federal RICO statute".

Banc De Binary at first refused to appear in court in the United States for depositions.[23] Banc De Binary claimed to have an role in New York Urban center at Trump Tower, only this was in fact a virtual office infinite with no pregnant physical presence.[47] Trading and offering financial services to U.South. consumers without gaining a license kickoff from U.S. regulators is illegal, as it would mean the client would have no protection. The company too claims on its site at its United kingdom Companies House report[48] to have an office at 1 King Street, EC2, in the City of London, but this, similar its New York City accost, was a virtual function with no physical presence.[49] Banc De Binary'south UK Companies House report says that they are based in Cyprus. Despite this, Banc de Binary was brought to trial in Nevada. Banc De Binary retained the services of Snell & Wilmer in Reno, Nevada, in relation to U.S. charges. This followed an before hearing where in the absence of whatsoever representation from Banc De Binary, charges were filed via email and by mail service.[23]

Binary trading in the The states is legal, but it needs to be done through properly registered and regulated exchanges such equally NADEX.[50] [51] [52] Both the CFTC and SEC working filed ceremonious suits against the company, seeking disgorgement, financial penalties and other preliminary and permanent injunctions against the company.[53] [54] In civil suits filed in Nevada, the SEC and CFTC allege that the company was offer off-exchange traded options to U.S. customers and unlawfully solicited Usa customers to buy and sell options. The CFTC and SEC's arrange also alleges that information technology did not limit its offerings to eligible contract participants, contrary to U.Due south. regulations;[10] [55] a fully regulated broker would complete credit checks on customers to ensure that those with low finances did not trade with them. Among the allegations made by the SEC was that Banc De Binary induced people with express funds, including ane unemployed person with less than $1000,[56] to open accounts. In response to the U.S. charges the company put out a statement that fabricated no mention of its legal problems, but instead incorrectly implied that they were in negotiations and that they had voluntarily left the U.S. marketplace, when in fact the SEC had taken an injunction out to end them.[57]

In a bulletin posted on its website, the company stated that

[...] Banc De Binary is voluntarily discontinuing its operations in the United States. The Usa Commodity Futures Trading Commission and Securities and Substitution Commission have asserted that Banc De Binary is not permitted to offering its binary option products to U.Southward. residents without registering with those agencies. We are currently in discussions with the CFTC and SEC about these problems, but in the interim, we have discontinued all business with U.Southward. residents.

On January 26, 2016, Banc De Binary agreed to a court order to pay $11 million in restitution and penalties to settle this example.[eight] The settlement agreement requires Banc De Binary to refund the losses of Usa customers. Refunds are being handled by the National Futures Association as court-appointed monitor.[58] Banc De Binary is permanently barred from doing any business in the The states or with US persons.

In 2018 Leonel Alexis Valerio Santana and Frank Gregory Cedeno were charged in a U.Southward. courtroom for criminal fraud. They allegedly impersonated SEC employees promising to assist victims of Banc De Binary'due south scams obtain repayment of lost funds. Instead, they allegedly defrauded the victim by taking $1.3 million more.[59] [60]

In July 2018, the CFTC filed a complaint confronting Michael Shah and his visitor Zilmil asking for disgorgement and fines totaling $75 meg. Shah and Zilmil advertised trading schemes by Banc de Binary and 15 other companies to traders in the U.S. even though none of the companies were registered to merchandise with U.S. customers. Shah also offered automated trading systems, including the "Millionaire Money Machine" which Shah knew, according to his emails, did non produce the advertised results.[61]

European Union

Within the European Spousal relationship, the company was regulated by the CySEC. On 7 April 2014 CySec announced that they had fined Banc De Binary 10,000 euros after it had "concealed material data in its asking for authorisation CIF submitted to the committee in August 2012, namely curtained the existence of shut links between it and some other company".[62]

Investor advisories

As of Oct 2013, the visitor was rated "F" by the Usa' Ameliorate Concern Bureau (BBB) considering 31 complaints had been made against it, including 9 of which were unanswered. The BBB report also wrote that the "site essentially allows investors to gamble on the future price of something at a point in time".[63]

It appears on the Securities and Exchange Commission'due south "List of Unregistered Soliciting Entities That Have Been the Subject of Investor Complaints".[64]

In Canada, it is listed on the Ontario Securities Commission's Investors Warning List of "companies that appear to be engaging in activities that may pose a risk to investors".[65]

Later on receiving "at to the lowest degree ane complaint from a Québec investor who traded through Banc De Binary's platform and was unable to recover his investment", the Autorité des marchés financiers (AMF) warned investors about the company. It noted that a bonus of 50% of the opening deposit is bachelor, but customers who accept the bonus are non allowed to make withdrawals until they have made trades equal to xx times their initial deposit. The AMF likewise pointed out that, due to the "all or aught" nature of binary options, an investor who wrongly predicts market movement will lose his entire investment. Banc De Binary is not registered with the AMF. The AMF also, like the CFTC, included a more general warning most the run a risk of fraud in binary options trading in the aforementioned press release.[66]

References

  1. ^ a b c "Binary trading group winds down after regulatory issues". Financial Times. January 12, 2017. Retrieved January 12, 2017.
  2. ^ Cornish, Chloe (February 2, 2017). "Inside the loftier stakes earth of online investing: binary options". Financial Times . Retrieved Feb 2, 2017.
  3. ^ a b Magan, Dan (January 9, 2017). "Exclusive: Banc De Binary to Shut Down". Finance Magnates. Archived from the original on Jan 9, 2017. Retrieved January nine, 2017.
  4. ^ a b "Banc De Binary closing operations". The Marker (in Hebrew). Jan 10, 2017. Archived from the original on January 13, 2017. Retrieved January x, 2017.
  5. ^ a b c Cohen, Tova (January 11, 2017). "Binary options firm Banc De Binary says winding down operations". Reuters. Retrieved January 11, 2017.
  6. ^ "SEC Targets Cyprus and Israel 'Binary Options' Dealer", Law 360
  7. ^ a b "U.South. Commodity Futures Trading Committee v. Banc de Binary Ltd. (a/m/a Eastward.T. Binary Options Ltd.), Complaint for Injunctive and Other Equitable Relief and for Ceremonious Monetary Penalties Under the Commodity Exchange Act and Committee Regulations" (PDF). Commodity Futures Trading Commission. June half-dozen, 2013.
  8. ^ a b c Patrick, Margot (February 25, 2016). "Banc de Binary Reaches $eleven Million Settlement with U.Southward. Authorities". The Wall Street Periodical.
  9. ^ "New Zealand FMA Joins ASIC in Alert against Banc De Binary". Finance Magnates . Retrieved 2016-07-22 .
  10. ^ a b c "CFTC Charges "Prediction Market" Proprietor Banc de Binary with Violating the CFTC'due south Off-Exchange Options Trading Ban and Operating equally an Unregistered Futures Commission Merchant". Archived from the original on 2013-08-19. Retrieved 2013-ten-16 .
  11. ^ Ed (August 16, 2013). "Binary Options vs. Forex Trading". The FX View . Retrieved 2014-05-20 .
  12. ^ "Binary Options - A simple manner to trade or just a SCAM?". Twenty-four hour period Trading Double-decker. 2013-06-05. Retrieved 2014-05-twenty .
  13. ^ "xchange | Order Execution Policy". SpotOption Exchange. Archived from the original on 2015-04-28. Retrieved 2014-05-xx .
  14. ^ "Regulators Sue Prediction Site, Criminate Illegal Options". Wall Street Periodical. Archived from the original on 15 November 2013. Retrieved 11 June 2013.
  15. ^ "What Are Binary Options?". SpotOption. Archived from the original on 2014-05-23. Retrieved 2014-05-20 .
  16. ^ "Binary Selection". investopedia.com . Retrieved Aug 11, 2013.
  17. ^ "lx Second Binary Choice Trading Strategy". Nancy Eleutheriou. 8 July 2013. Retrieved Aug xi, 2013.
  18. ^ "Banc de Binary First CySEC Regulated Binary Options Banker". Binary Options At present. Jan 8, 2013. Archived from the original on Jan 12, 2017. Retrieved January 12, 2017.
  19. ^ a b Weinglass, Simona (January eleven, 2017). "Major Israeli binary business firm, Banc de Binary, lays off employees, said to be shutting downwardly". Times of Israel . Retrieved January 22, 2017.
  20. ^ a b "Fake News Site Uses Stephen Hawking To Sell Get-Rich-Quick Scheme". BuzzFeedNews. Jan 7, 2017. Retrieved January 22, 2017.
  21. ^ Scialom, Mike (January 19, 2017). "Faking information technology: Unravelling a fake news story involving Stephen Hawking". Cambridge News . Retrieved January 22, 2017.
  22. ^ Weinglass, Simona (June 25, 2017). "As Knesset prepares to vote on binary options ban, more than tragedies emerge". Times of Israel . Retrieved June 26, 2017.
  23. ^ a b c d Securities & Commutation Commission five. Banc de Binary, et al.
  24. ^ "Oren Shabat Laurent". Archived from the original on October 17, 2016. Retrieved February 4, 2017.
  25. ^ Wright, Susan (May 27, 2013). "Banc De Binary CEO Oren Laurent Opens Upwards on Binary Options". investmentunderground.com. Archived from the original on 2013-06-06. Retrieved 2018-03-24 .
  26. ^ "Oren Laurent, Financial Services". Archived from the original on 2013-09-16. Retrieved 2013-ten-24 . He obtained employment in various retail Wall Street Firms and and so worked in NAF Hedge Funds. He afterwards transferred to Infinity Private Investment Funds.
  27. ^ "Banc De Binary". MyBinaryOption.com. 2013-09-04. Archived from the original on Oct iv, 2016. Retrieved January 23, 2017.
  28. ^ Wright, Susan (27 May 2013). "Banc De Binary CEO Oren Laurent Opens Up on Binary Options". Investment Undercover. Archived from the original on 2013-08-08. Retrieved Aug 11, 2013. Our projections were for 10,000 client accounts by the end of 2011. We'd doubled that number by June.
  29. ^ "Blue-chip dividends tipped to soar". The Contained. 2013-01-20. Retrieved 2013-11-xi .
  30. ^ "Buy a i King Street, EC2V 8AU". Bookings.executiveoffices.co.united kingdom of great britain and northern ireland. Archived from the original on 2013-11-28. Retrieved 2013-11-27 .
  31. ^ "Cyprus Securities and Exchange Committee". Cysec.gov.cy. Archived from the original on 2013-08-06. Retrieved 2013-08-17 .
  32. ^ "Banc De Binary is offset Binary Options Broker in Eu". Financial Mirror. 3 April 2013. Retrieved Aug 11, 2013.
  33. ^ "Get Out! CySEC Bans FX Firms From Accepting Non-European union Clientswork=Forex Magnates". August 2013. Archived from the original on 2013-08-06. Retrieved 2013-10-16 . [...] brokers which operate under the CySEC license [...] will no longer exist able to solicit business organization [...] outside of the Eu, unless a potential client [...] who resides in a not-EU fellow member country tin can provide written authorization from the domestic fiscal markets regulator in the nation which that person is resident [...]
  34. ^ "Freedom to provide investment and coincident services and or perform investment activities in a third country" (PDF). Circular CI144-2013-22. Cyprus Securities and Exchange Commission. 2013-07-26. Archived from the original (PDF) on 2013-08-xiv. Retrieved 2013-11-eleven . The Commission allows, pursuant to section 79(4) of the Law, the provision of investment and coincident services and/or the functioning of investment services within the territory of a third country provided that CIFs, before commencing whatever action, will accept all necessary measures to ensure that they will comply with the relevant legal provisions of the 3rd country.
  35. ^ "Terms of Employ". BO Systems Limited (Constructive from January 7, 2013 until March 5, 2013) and/or BDB Services Limited (Effective from March v, 2013) (hereafter the Company) [...] The trading accost of BDB Services Limited is situated at Suite 106, Premier Building, Victoria, Mahe, Seychelles. [...] Outside of the European Wedlock, this website is operated by BDB Services Limited (Incorporated in Seychelles) [...]
  36. ^ "Financial Services Register 2013". Banking company of England Financial Services Annals. Jun 2013. Retrieved 8 July 2013.
  37. ^ BaFin. "BaFin – Unternehmensdatenbank BaFin". Portal.mvp.bafin.de (in German). Retrieved 2013-08-17 .
  38. ^ "Fiche agent financier – REGAFI – Registre des agents financiers". Regafi.fr . Retrieved 2013-08-17 .
  39. ^ "CNMV – Empresas de servicios de inversión extranjeras en libre prestación". Cnmv.es. 2013-01-24. Retrieved 2013-08-17 .
  40. ^ Jeff Elder (June 16, 2014), "Wikipedia Strengthens Rules Confronting Undisclosed Editing", The Wall Street Journal
  41. ^ Bound Charge per unit: CySEC fines Role II: Banc de Binary settles for €350,000, 24option parent fined €156,000
  42. ^ CySEC Board Determination regarding Banc De Binary Ltd
  43. ^ "Communication". Republic of cyprus Securities and Exchange Commission. Jan eleven, 2017. Archived from the original on January 11, 2017. Retrieved January 11, 2017. {{cite web}}: CS1 maint: bot: original URL condition unknown (link) In Greek.
  44. ^ a b Weinglass, Simona (January 11, 2017). "Major Israeli binary house, Banc de Binary, lays off employees, said to exist shutting down". Times of Israel . Retrieved January 24, 2017.
  45. ^ "Banc De Binary Ltd / BDB Services Ltd". Australian Securities & Investments Commission. Retrieved Jan 24, 2017.
  46. ^ "Banc de Binary Ltd. (Release No. LR-22767; August ane, 2013)". Sec.gov . Retrieved 2013-11-27 .
  47. ^ "Securities and Exchange Committee vs. Banc De Binary Ltd, complaint" (PDF). Banc de Binary maintained a virtual office on Wall Street
  48. ^ "Companies House WebCheck". Wck2.companieshouse.gov.uk. Archived from the original on 2008-12-29. Retrieved 2013-10-eighteen .
  49. ^ "Buy a ane King Street, EC2V 8AU". Bookings.executiveoffices.co.united kingdom of great britain and northern ireland. Archived from the original on 2013-ten-19. Retrieved 2013-10-18 .
  50. ^ "Binary Options Legal Usa". Nadex.com . Retrieved 2013-ten-18 .
  51. ^ "Banc De Binary: Gets Charged by the CFTC". ForexMagnates . Retrieved xix June 2013.
  52. ^ "CTFC files ceremonious suit against Banc De Binary". The Fx View . Retrieved 19 June 2013.
  53. ^ "SEC Warns Investors Nigh Binary Options and Charges Cyprus-Based Visitor with Selling Them Illegally in U.South." Securities Substitution Committee. Retrieved nineteen June 2013.
  54. ^ "CFTC Charges "Prediction Market" Proprietor Banc De Binary with Violating the CFTC's Off-Exchange Options Trading Ban and Operating as an Unregistered Futures Commission Merchant". Retrieved 19 June 2013.
  55. ^ "SEC Full Complaint" (PDF) . Retrieved 19 June 2013.
  56. ^ "Banc de Binary Ltd. (Release No. LR-22718; June 7, 2013)". Sec.gov . Retrieved 2013-10-eighteen .
  57. ^ Banc de Binary Ltd. (Release No. LR-22767; Baronial 1, 2013). Sec.gov. Retrieved on 2013-ten-16.
  58. ^ Court-appointed monitor for United states victim restitution claims: "Banc de Binary Restitution Information". National Futures Association. March 18, 2016.
  59. ^ Raymond, Nate (January 23, 2018). "U.S. charges two over fraud featuring bogus SEC employees". Reuters. Retrieved Jan 26, 2018.
  60. ^ Saks-McLeod, Andrew (January 25, 2018). ""Wanna go large, sir?" Burger-flipping SEC impostors pretend to help Banc de Binary fraud victims". Finance Feeds . Retrieved Jan 26, 2018.
  61. ^ Nikolova, Maria (13 July 2018). "CFTC seeks to impose monetary penalty of $56m on binary options marketers". Finance Feeds. Retrieved 13 July 2018.
  62. ^ "CySEC fines Banc de Binary €x,000 for concealing links between it and another company". LeapRate. 2014-05-26. Retrieved 2014-05-31 .
  63. ^ "BBB Business organization Review". Archived from the original on 2013-10-17. Factors that lowered the rating for Banc De Binary include: 31 complaints filed against business Failure to respond to 9 complaints filed against business concern
  64. ^ "Public Warning: Unregistered Soliciting Entities". Securities and Commutation Commission. Archived from the original on 2013-02-23. Retrieved xv Oct 2012.
  65. ^ "Investors Alarm List". Ontario Securities Commission. Archived from the original on 2013-x-17. Retrieved 13 Jan 2013.
  66. ^ "Binary options – AMF Cautions Almost Solicitations by Banc de Binary". Lautorite.qc.ca . Retrieved 2013-08-17 .

External links

  • SEC Press Release about charges filed against Banc De Binary
  • SEC Litigation Release
  • CFTC Charges "Prediction Market" Proprietor Banc De Binary with Violating the CFTC's Off-Exchange Options Trading Ban and Operating as an Unregistered Futures Commission Merchant
  • CFTC investor alert about binary options trading

Banc De Binary Trading Hours,

Source: https://en.wikipedia.org/wiki/Banc_De_Binary

Posted by: beckersafters.blogspot.com

0 Response to "Banc De Binary Trading Hours"

Post a Comment

Subscribe to: Post Comments (Atom)

Iklan Atas Artikel

Iklan Tengah Artikel 1

Iklan Tengah Artikel 2

Iklan Bawah Artikel